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Residential Fixed Rate
Residential Tracker Rate

5.99% Fixed until 30/10/10 then changing to the lenders Standard Variable Rate (currently 7.00%) for the remaining term

 

The overall cost for comparison is 7.3% APR

  • Available up to 75% Loan to Value
  • Arrangement fee of £1995 plus a £99 application fee
  • Early Repayment Penalties of 3% to 30/10/2009 then 2% to 30/10/2010
  • 10% capital reductions allowed per annum
  • Maximum loan £250,000

5.68% - Bank of England base rate (currently 5.00%) plus 0.68% for two years reverting to lenders Standard Variable Rate (currently 6.49%) for the remaining term

The overall cost for comparison is 7.0% APR

  • Available up to 75% Loan to Value
  • Arrangement fee of £1499
  • Early Repayment Penalties of 1.5% during two year tracker period
  • Overpayments of up to £500 per month permitted
  • Maximum loan £500,000

   
Remortgage Fixed Rate Remortgage Tracker Rate

5.95% Fixed until 30/09/2011 then changing to the lenders Standard Variable Rate (currently 7.22%) for the remaining term

 

The overall cost for comparison is 7.4% APR

Free Valuation and Legal Fees*

  • Available up to 75% Loan to Value
  • Arrangement fee of £1999
  • Early Repayment Penalties of 3% to 30/09/2011
  • Overpayments of up to £500 per month permitted
  • Maximum loan £500,000

5.69% - Bank of England base rate (currently 5.00%) plus 0.69% for two years reverting to the lenders Standard Variable Rate (currently 7.09%) for the remaining term

The overall cost for comparison is 7.1% APR

Free Valuation and Legal Fees*

  • Available up to 75% Loan to Value
  • Arrangement fee of £1950 Including a £150 booking fee
  • Early Repayment Penalties of 2% to second anniversary
  • 10% capital reductions allowed per annum
  • Maximum loan £550,000
   

Buy to Let Mortgage Fixed Rate

Purchase & Remortgage

Buy to Let Mortgage Tracker Rate

Remortgage

6.24% Fixed until31/08/10 followed by Bank of England base rate (currently 5%) plus 2.24% for the remaining term

 

The overall cost for comparison is 7.20% APR

  • Available up to 65% Loan to Value
  • Arrangement fee 2.50% may be added to loan
  • Early Repayment Charges of 5% to 31/08/2010
  • Rental calculation 120% at 6.24%


5.89% - Bank of England base rate (currently 5.00%) plus 0.89% for three years followed by lenders Standard Variable Rate (currently 7.00%) for the remaining term

The overall cost for comparison is 7.5% APR

  • Available up to 75% Loan to Value
  • Arrangement fee of 2% may be added to loan
  • Early Repayment Penalties of 3% until third anniversary
  • Rental calculation of 125% at 5.89%
  • Free valuation and free legal service
   
Buy to Let Remortgage Fixed Rate Buy to Let Remortgage Tracker Rate

6.84% Fixed until 30/10/10 then changing to lenders Standard Variable Rate (currently 7.25%) for the remaining term

The overall cost for comparison is 7.6% APR

  • Available up to 80% Loan to Value
  • Arrangement fee of £495 added to the loan plus a £99 application fee
  • Early Repayment Charges of 3% to 01/11/09 then 2% to 30/10/10
  • Rental calculation 120% at 6.84%
  • Free Valuation and free legal service

6.59% Bank of England base rate (currently 5.00%) plus 1.59% for the term of the mortgage

The overall cost for comparison is 7.70% APR

  • Available up to 75% Loan to Value
  • Arrangement fee 1.5%
  • Early Repayment Charges of 6 months interest during the first three years
  • Free Valuation and legal service
  • Rental calculation 125% at 6.59%
   

These rates were prepared on Aug 5th 2008 and have been selected giving consideration to factors such as interest rate charges and quality of lenders administration. Rates may be subject to change and terms are dependent upon individual circumstances. Broker fees of up to 1.5% may be charged.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Written quotations available on request. Insurance may be required. Brokers fee of up to 1.5% may be charged. The FSA does not regulate some buy to let or commercial mortgages Square Mile Mortgage Finance Limited is an appointed representative of Cobalt Capital LLP, 173-176 Sloane Street, London, SW1X 9QG, which is authorised and regulated by the Financial Services Authority. Cobalt Capital's FSA register number is 432400. http://www.fsa.gov.uk/register The information within this website is subject to the UK Regulatory regime, and is therefore targeted at consumers based in the UK.